Budgeting in High‑Cost America: How U.S. Families Can Beat Inflation in 2025
10 mins
1. The Inflation Reality Today Inflation remains above the Fed’s 2% target, and consumers expect continued price…
10 mins
Wall Street in 2025: Can Tech Stocks Maintain Their Momentum?
8 mins
Market Landscape: Record Heights, AI at the Core By mid‑2025, the U.S. stock market closed at record…
2025 U.S. Tax Changes: What Every American Needs to Know
10 mins
Introduction For 2025 tax year returns (filed in 2026), sweeping changes from the One Big Beautiful Bill…
U.S. Economy in 2025: Recession Risks or Recovery Momentum?
7 mins
1. What’s the Economic Climate in Mid‑2025? The U.S. economy enters mid‑2025 amid contrasting signals. 2. Are…
Digital Dollars and the Future of U.S. Payments: Will Cash Still Be King in 2025?
9 mins
1. Cash’s Steady Decline — but Not Quieted Cash usage in the U.S. has steadily decreased—especially post‑COVID—as…
Can AI help manage your personal finances?
10 mins
1. What Is AI in Personal Finance? AI (artificial intelligence) refers to software and chatbots that use…
Americans Embrace “Revenge Saving” Amid Economic Uncertainty
7 mins
1. From Post-Pandemic Splurges to Safety First After years of “revenge spending”—travel, dining, and experiences in full…
High Schools Introduce Personal Finance as an Essential Life Skill
10 mins
A Shift In Education Focus Financial decisions are a part of everyday adult life: budgeting, saving, borrowing,…
Generation Z Financial Illiteracy and Debt Burden Revealed
10 mins
1. Who Is Generation Z? Generation Z, or Zoomers, are Americans born between 1997 and 2012. Many…
What Triggered the April 2025 U.S. Stock Market Crash — and How Markets Recovered
9 mins
1. Liberation Day Shockwave: Tariff Announcements Unleash Panic On April 2, 2025, President Trump announced sweeping “reciprocal” tariffs—10%…