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  • Budgeting in High‑Cost America: How U.S. Families Can Beat Inflation in 2025

    Budgeting in High‑Cost America: How U.S. Families Can Beat Inflation in 2025

    1. The Inflation Reality Today Inflation remains above the Fed’s 2% target, and consumers expect continued price pressure throughout 2025. Tariff-driven inflation is expected to push core PCE inflation to 3.4%–4.3% by late 2025, especially in food, rent, medical care, and education costs.([turn0news18]) Meanwhile, the New York Fed reports consumer expectations at 3% for next…

  • Wall Street in 2025: Can Tech Stocks Maintain Their Momentum?

    Wall Street in 2025: Can Tech Stocks Maintain Their Momentum?

    Market Landscape: Record Heights, AI at the Core By mid‑2025, the U.S. stock market closed at record highs. The S&P 500 rose about 7% year-to-date, led overwhelmingly by tech and AI-focused stocks, while broad optimism returned following the April tariff scare and Fed signals of easing Nvidia, the AI chip giant, recently hit a $4 trillion…

  • 2025 U.S. Tax Changes: What Every American Needs to Know

    2025 U.S. Tax Changes: What Every American Needs to Know

    Introduction For 2025 tax year returns (filed in 2026), sweeping changes from the One Big Beautiful Bill Act (signed July 4, 2025) and IRS inflation adjustments bring tax rate tweaks, new deductions, and lasting reform. Here’s the breakdown. 1. Inflation-Adjusted Deductions and Brackets 2. Major New Deductions and Credits (2025–2028) Signed into law in mid‑2025,…